Prepaid credit cards

Prepaid credit cards

Prepaid credit cards differ from standard credit cards in that you must load money into a prepaid credit card prior to using it. Prepaid credit cards are a good choice for people under 18.

Credit Card Intro APR Intro Period Regular APR Annual Fee

The BuyRIGHT Prepaid MasterCard®

  • Get cash at over 900,000 ATMs worldwide
  • Pay your bills online or over the phone
  • Eliminate payday hassles with free direct deposit
  • Accepted at millions of MasterCard locations worldwide
  • NO credit checks
  • NO employment verification
  • NO monthly or annual fees
* * * *

Wired Plastic™ Visa® Prepaid Card

  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements or bank account required
  • FREE Online Access to Account
  • FREE Mobile Alerts - Text to your mobile and email
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Rewards Program - Earn 1 Point for every $1 spent
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide

* * * See Terms*

AccountNow™ Prepaid MasterCard®

  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvance(SM) loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • No Credit Check – for prepaid card only
* * * See Terms*

NetSpend® Visa® Prepaid Debit Card

  • 100% approval - No credit check required
  • Short-term iAdvance Line of Credit - Now available!
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide

* * * None

Prepaid Visa® RushCard

  • Created by Russell Simmons to provide Financial Freedom and Respect
  • Guaranteed approval*
  • No Credit Check
  • FREE Direct Deposit
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
* * * See Terms*

Baby Phat Prepaid Visa® RushCard

  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • FREE Direct Deposit
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
* * * See Terms*

AccountNow Prepaid Visa® Card

  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvance(SM) loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Bill Pay
  • Free Direct Deposit
  • No Credit Check – for prepaid card only
* * * See Terms*

NetSpend® MasterCard® Prepaid Debit Card

  • 100% approval - No credit check required
  • Make purchases anywhere MasterCard Debit is accepted
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive!
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide!

* * * None

READYdebit® Card

  • 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your card account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
  • * Subject to I.D. Verification.
* * * N/A*

Vision Premier® Visa® Prepaid Card

  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases – signature and PIN
  • Free customer service
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free PayFit Credit Builder – Pay bills and build credit for free
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
* * * See Terms*

Green Dot® Prepaid MasterCard®

  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
* * * See Terms*

Upside Visa® Debt-free Prepaid Card

  • The power of a bank account in a Visa prepaid card.
  • Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee.
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.
* * * See Terms*

SilverCard Prepaid MasterCard®

  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks

* * * N/A

Prepaid Visa® Purple Diamond RushCard

  • FREE Direct Deposit
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
* * * See Terms*

Prepaid Visa® Black Diamond RushCard

  • FREE Direct Deposit
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
* * * See Terms*

Green Dot® Gold Prepaid Visa Card

  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
* * * See Terms*

Account Now Gold Visa® Prepaid Card

  • No Credit Check
  • $0 Monthly Fee*
  • Higher daily and monthly limits
  • Borrow money and build credit history*
  • Free Credit Builder and Bill Pay
  • No Late or Overdraft Fees
* * * See Terms*

READYdebit® Platinum Visa® Prepaid Card

  • Free 24/7 great customer service
  • Free Mobile Banking and Text Alerts - New
  • Free Score Tracker credit score service
  • No Credit Check, no Overdraft Fees or Balance Minimums
  • Free Unlimited Purchase Transactions
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Online Bill Payment & Check Writing
  • Credit Builder – For Free
  • Reloadable up to $10,000 Max Balance
  • Exclusive Platinum card design
* * * See Terms*
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