Prepaid credit cards

Prepaid credit cards

Prepaid credit cards differ from standard credit cards in that you must load money into a prepaid credit card prior to using it. Prepaid credit cards are a good choice for people under 18.

Credit Card Intro APR Intro Period Regular APR Annual Fee

The BuyRIGHT Prepaid MasterCard®

  • Get cash at over 900,000 ATMs worldwide
  • Pay your bills online or over the phone
  • Eliminate payday hassles with free direct deposit
  • Accepted at millions of MasterCard locations worldwide
  • NO credit checks
  • NO employment verification
  • NO monthly or annual fees
* * * *

Wired Plastic™ Visa® Prepaid Card

  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements or bank account required
  • FREE Online Access to Account
  • FREE Mobile Alerts - Text to your mobile and email
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Rewards Program - Earn 1 Point for every $1 spent
  • NO Bounced Check, NSF or Overdraft Charges EVER!
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide

* * * See Terms*

AccountNow™ Prepaid MasterCard®

  • Build your credit with the new iAdvance loan option(SM)
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Bill Pay – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit

* * * See Terms*

NetSpend® Visa® Prepaid Debit Card

  • 100% approval - No credit check required
  • Short-term iAdvance Line of Credit - Now available!
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide

* * * None

Prepaid Visa® RushCard

  • Created by Russell Simmons to provide Financial Freedom and Respect
  • Guaranteed approval*
  • No Credit Check
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

* * * See Terms*

Baby Phat Prepaid Visa® RushCard

  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

* * * See Terms*

AccountNow Prepaid Visa® Card

  • NEW! Now with the iAdvance(SM) loan option, no credit check needed.
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Check Writing – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit

* * * See Terms*

NetSpend® MasterCard® Prepaid Debit Card

  • 100% approval - No credit check required
  • Make purchases anywhere MasterCard Debit is accepted
  • No overdraft fees or minimum balances
  • Online Bill Pay - Easily send a check to anyone
  • 5% APY Savings Account - Exclusive!
  • Free Direct Deposit from your paycheck or government check
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide!

* * * None

Millennium Advantage Pre-Paid MasterCard®

  • Use your card at over 900,000 ATMs and millions of locations worldwide!
  • No credit check or income verification required
  • No Chexsystem check
  • No minimal balance required!
  • Phone and On-line account access
  • Shop and pay bills on-line!
* * * See Terms*

READYdebit® Card

  • 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your card account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!

* * * N/A*

Vision Premier(SM) Prepaid Visa® Card

  • $0 WEEKLY FEE - with Direct Deposit!
  • $0 ACTIVATION FEE - with Direct Deposit*
  • Guaranteed approval† with no credit check
  • FREE unlimited purchase transactions
  • FREE Direct Deposit - no more check cashing fees
  • FREE Account Alerts - email and/or SMS text messages
  • Pay any bill: rent, cellular phone, insurance, utilities, etc.
  • Load cash at over 100,000 participating retail locations
  • Take Control - no late fees, no interest, no NSF fees

* * * See Terms*

Facecard prepaid MasterCard®

  • Instant Guaranteed Approval* - no credit check, no security deposit
  • Free Direct Deposit - easy access to your funds
  • Free Online Bill pay - no more mailing costly money orders.
  • Free Money Transfers to other Facecard members - no more spending money on wire transfers.
  • Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
  • Receive Prewards, which are like coupons, put directly on your card.

* * * N/A*

Green Dot® Gold Prepaid MasterCard®

  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
* * * See Terms*

Upside Visa® Debt-free Prepaid Card

  • The power of a bank account in a Visa Prepaid card
  • Save up to $185 compared with other prepaid cards!
  • No activation fee. $0 monthly fee if $400 or more is loaded each month. Only $1.99 otherwise.
  • Free Direct Deposit from your employer.
  • Deposit cash at 60,000 locations nationwide.
  • No credit check required. Bad credit is ok.
  • Write personal checks, best to pay rent or other bills.
  • Accepted like any Visa debit card. Option to add a companion card.
* * * See Terms*

SilverCard Prepaid MasterCard®

  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks

* * * N/A

Prepaid Visa® Purple Diamond RushCard

  • FREE Activation with Direct Deposit before 4/15/10
  • FREE Direct Deposit of pay, tax refund, anticipation loans
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

* * * See Terms*

Prepaid Visa® Black Diamond RushCard

  • FREE Activation with Direct Deposit before 4/15/10
  • FREE Direct Deposit of pay, tax refund, anticipation loans
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions

* * * See Terms*
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