Credit cards for people with poor credit

These credit cards are for people with less than average credit history.

Credit Card Intro APR Intro Period Regular APR Annual Fee

The BuyRIGHT Prepaid MasterCard®

  • Get cash at over 900,000 ATMs worldwide
  • Pay your bills online or over the phone
  • Eliminate payday hassles with free direct deposit
  • Accepted at millions of MasterCard locations worldwide
  • NO credit checks
  • NO employment verification
  • NO monthly or annual fees
* * * *

Wired Plastic™ Prepaid Visa® Card

  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
N/A N/A * 39.95

USA Platinum

  • Approval is *guaranteed when qualifications are met.
  • The Card is an Unsecured Line of Merchandise Credit
  • The Shopping Club offers over 14,000 products.
  • Upon request, credit limits increases are available to those that qualify.
  • The merchandise credit line is reported to a major Credit Bureau.
  • No credit checks.
  • No employment verifications.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit

*see website for terms and conditions

* * * *

USA Gold Shopping Card

  • *Guaranteed Instant Online Approval!
  • $5000 Unsecured Gold Merchandise Credit Line!
  • NO Credit Checks or Credit Turndowns!
  • NO Employment Verifications!
  • Upon request, credit limits increases are available to those that qualify.
  • Establish Credit by Reporting to Major Credit Bureau!
  • Receive a *Free $50 Gift Card!
  • After enrolling you'll receive a $300 Grocery Coupon Card

*see website for terms and conditions

* * * *

First Vineyard MasterCard® Card

  • Receive cash back from your own spending
  • Receive cash compensation from the spending of anyone in your compensation tree.
  • Live debt free and receive compensation for your everyday spending.
  • Reload your card directly from your payroll or bank account
  • Powerful Online Account Management
  • Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
  • Card Accepted at 30 Million merchants & One Million ATM machines
N/A N/A * *

AccountNow™ Vantage Debit MasterCard®

  • Build your credit with the new iAdvance loan option(SM)
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Bill Pay – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit
* * * See Terms*

All-Access® Visa® Prepaid Card

  • As seen in stores nationwide
  • Extra user cards – EXCLUSIVE OFFERING!
  • FREE (5% APR) savings account - EXCLUSIVE OFFERING!
  • FREE 2-way text message alerts - EXCLUSIVE OFFERING!
  • FREE mobile money transfers - EXCLUSIVE OFFERING!
  • Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING!
  • Direct deposit - get paid fast
  • Unlimited purchase transactions
  • Pay bills online 24/7
  • Black or silver card options
  • Cash load up to $10,000 at over 65,000 locations
  • Signature, PIN or ATM transactions accepted
  • NO credit check
  • NO bank account required
  • NO upfront cost to order
  • NO overdraft fees
  • NO minimum balances
* * * None

Prepaid Visa® RushCard

  • Created by Russell Simmons to provide Financial Freedom and Respect
  • NO monthly, NO annual fees and NO hidden fees
  • Quick and easy! Everyone is eligible! NO credit check
  • FREE direct deposit of pay, tax refund, and government benefits
  • Access your money at over 850,000 ATMS
  • Free 24x7 customer service, activity status, & balance inquiries
  • Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
  • Helps control debt-you can't overspend!

N/A N/A * N/A

Baby Phat Prepaid Visa® RushCard

  • Show your style with the BabyPhat RushCard
  • NO monthly, NO annual fees and NO hidden fees
  • Quick and easy! Everyone is eligible! NO credit check
  • FREE direct deposit of pay, tax refund, and government benefits
  • Access your money at over 850,000 ATMS
  • Free 24x7 customer service, activity status, & balance inquiries
  • Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
  • Helps control debt-you can't overspend!

N/A N/A * N/A

Millennium Advantage Pre-Paid MasterCard®

  • Use your card at over 900,000 ATMs and millions of locations worldwide!
  • No credit check or income verification required
  • No Chexsystem check
  • No minimal balance required!
  • Phone and On-line account access
  • Shop and pay bills on-line!
* * * See Terms*

READYdebit™ card

  • READYdebit is simply the best prepaid Visa card on the Net!
  • 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
* * * N/A*

UPside Visa® Prepaid Card

  • Reloadable prepaid Visa® card for teens, managed by parents.
  • No activation fee, no monthly or yearly fee.
  • Created for families’ needs with full parental control.
  • Quick, easy online application.
  • Free money loading with direct deposit.
  • Accepted anywhere Visa debit cards are accepted, including abroad and online.
* * * See Terms*

Allow Card™ Prepaid MasterCard®

Advantages

  • Prepaid MasterCard Card, an alternative solution to credit cards or checking accounts.
  • Safer to carry than cash
  • Tracking of all expenditures
  • Financial training
  • Teaches accountability
  • Great for emergency situations
  • Reloadable daily, weekly, monthly
  • The program has over 35 parental control features
  • No Overdraft fees
  • No Interest fees
  • Never a late fee
* * * See Terms*

Upside Visa® Prepaid Card

  • Reloadable prepaid Visa® card for 18-25 year olds.
  • No activation fee, no monthly or yearly fee.
  • Great solution for a debt-free financial future as it has no APR or overdraft allowance.
  • Quick, easy online application.
  • Free money loading with direct deposit from friends, family and employers.
  • Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
  • Accepted anywhere Visa debit cards are accepted, including abroad and online.
* * * See Terms*
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