Low interest rate credit cards

Low interest rate credit cards

Save money with a low interest rate credit card.

Credit Card Intro APR Intro Period Regular APR Annual Fee

IBERIABANK Visa® Classic Card

  • Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
  • 25 day grace period
  • Online access to credit card account information

N/A N/A 7.25% - 13.25% None

IBERIABANK Visa® Gold Card

  • Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information

N/A N/A 8.25% - 14.25% None

IBERIABANK Visa® Platinum Card

  • Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 day grace period
  • Online access to credit card account information

N/A N/A 8.25% - 14.25% None

Simmons First Visa® Platinum

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
N/A N/A 7.25% None

Simmons First Visa® Platinum Rewards

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
N/A N/A 9.25% None

Visa® Black Card

  • 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
  • Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
  • Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
  • Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
  • Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
  • Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
  • Black Card Benefits: Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

N/A N/A 13.24% $495

IBERIABANK Visa ® Select Card

  • Introductory Rate of 7.50% for 12 months from date opened on Purchases
  • Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
  • Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
  • Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate.
  • No transaction fee for balance transfers
  • 25 day grace period
  • Online access to credit card account information

7.50% 12 Months 7.50% $45

Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®

  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Turn Downs - Guaranteed Approval*
  • ZERO Credit Requirements
  • ZERO Application Fees
  • ZERO Hassles - Just Choose Your Credit Limit Up To $5,000*
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting!
    *Requires identity and residence verification, an annual household income of at least $18,000 and a minimum deposit amount of $500 up to $5,000 at Applied Bank. Your credit limit will equal your deposit amount and can be increased any time by adding to your deposit.

0% N/A 0% See Terms*
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