How to apply for a credit card online

Applying for a credit card online is simple and easy. Simply browse the credit card categories on the left, select a credit card and fill out the credit card application. Applying for a credit card typically requires personal information, including your social security number and annual household income.

Factors you may want to consider when applying for a credit card online:

• Annual Fee - Most credit cards don't have annual fees but there are a few that do.
• APR - If you don't plan on paying your bills in full each month you will want a credit card with a low purchase APR.
• Balance Transfer - Most credit card applications allow you to transfer balances from your current credit cards to the new credit card. You may benefit from this as most credit card offers come with a low intro APR.
• Type - Visa and MasterCard credit cards are typically more widely accepted over Discover and American Express. If the credit card you are applying for is going to be your primary credit card Visa or MasterCard are good choices.
• Rewards - Are you getting the most out of your credit card? You can earn cash rebates, airline miles and other rewards with a credit card.